1) Pre-qualify for a permanent mortgage loan. Most mortgage lenders offer pre-qualification as a free service. This pre-qualification process will help you to determine how much you can borrow to finance your new home.

2) Select a home plan that you feel meets your needs and budget. There are several sources for home designs such as plan magazines, websites, local home designers and architects.

3) Now you are ready to contact us for a price on your home plan selection.

 

Guide to Building a New Home

If you are thinking of buying a new home, you must pay close attention to many details to ensure that you find a design that will suit your needs and preferences.

Before you start shopping, you should sit down with the members of your household to discuss the features you would all like in your new home. You should also determine how much you can afford and how much you want to pay for your new home.

To organize your thoughts, write each separate feature that you want on a 3X5 card, and arrange the cards in order of their importance to you.

For instance, if you like to cook, you may want a home with a large, well-equipped kitchen. Or you may settle for a small kitchen so that you can have extra space for a library, office or computer room.

Some home buyers seek large, open interior spaces, while others prefer traditional rooms that offer more privacy.

While making decisions on your home, consider whether your needs are likely to change over time. If you plan to add rooms, find out if there is enough space on your site for such expansion and whether such additions are permitted by your local jurisdiction.

 

POINTS TO REMEMBER:

Step 1: Select and Secure Lot

Step 2: Decide on Home Design

Step 3: Obtain Financing
Mortgage Approval
Construction Loan
Closing To Begin Construction

Step 4: Consider amenities such as cabinets, flooring, lighting, appliances, etc.

Step 5: The building process for the average home takes approximately 6 months to complete.

 

Mortgage Calculator